why cure

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Roundy Blue

Common sense is genius dressed in its working clothes.

—Ralph Waldo Emerson
Standing up for common sense

We believe that everyone deserves car insurance at a fair rate that is based primarily on their driving record. We strive to not only fulfill this mission, but also to educate the public in the process.

Our not-for-profit model allows CURE to continually offer affordable car insurance to responsible drivers.

Injustice anywhere is a threat to justice everywhere.

—Martin Luther King, Jr.
The Voice of Reason

CURE is the voice for responsible drivers who have been discriminated against by other car insurers based on factors that shouldn't impact car insurance rates, such as education, occupation, and credit score.

CURE leads the way as the solution for transforming the car insurance industry and removing income discriminating practices.

Change happens by listening and then starting a dialogue with the people who are doing something you don't believe is right.

—Jane Goodall
How CURE Came to Be

During the 1980s, car insurers were reluctant to write car insurance due to low profitability and massive legislative constraints.

In response to this crisis, Citizens United Reciprocal Exchange (CURE) was founded as a solution to the ailing car insurance industry.

We cannot direct the wind, but we can adjust the sails.

—Bertha Calloway
We Don't Discriminate

CURE cares mostly about how well you drive, so we refuse to adopt discriminatory income rating factors like education, occupation, and credit score that most other insurers use.

Your car insurance rate should be based on how well you drive. Drive well!